Refund and Cancellation Policy

Refund and Cancellation Policy

Disclaimer: Please read and edit the Refund & Cancellation Policy given below as per your /website’s requirement. Don’t use or apply these as is basis on your website.

Our focus is complete customer satisfaction. In the event, if you are displeased with the services provided, we will refund back the money, provided the reasons are genuine and proved after investigation. Please read the fine prints of each deal before buying it, it provides all the details about the services or the product you purchase.

In case of dissatisfaction from our services, clients have the liberty to cancel their projects and request a refund from us. Our Policy for the cancellation and refund will be as follows:

 Cancellation Policy

For Cancellations please contact the us via contact us link. 

Requests received later than ____business days prior to the end of the current service period will be treated as cancellation of services for the next service period.

Refund Policy

We will try our best to create the suitable design concepts for our clients.

In case any client is not completely satisfied with our products we can provide a refund. 

If paid by credit card, refunds will be issued to the original credit card provided at the time of purchase and in case of payment gateway name payments refund will be made to the same account.

Privacy Policy

Privacy Policy

Disclaimer: Please read and edit the Privacy Policy given below as per your /website’s requirement. Don’t use or apply these as is basis on your website.

Your website may use the Privacy Policy given below:
The terms “We” / “Us” / “Our”/”Company” individually and collectively refer to and the terms “You” /”Your” / “Yourself” refer to the users. This Privacy Policy is an electronic record in the form of an electronic contract formed under the information Technology Act, 2000 and the rules made thereunder and the amended provisions pertaining to electronic documents / records in various statutes as amended by the information Technology Act, 2000. This Privacy Policy does not require any physical, electronic or digital signature. This Privacy Policy is a legally binding document between you and (both terms defined below). The terms of this Privacy Policy will be effective upon your acceptance of the same (directly or indirectly in electronic form, by clicking on the I accept tab or by use of the website or by other means) and will govern the relationship between you and for your use of the website “Website” (defined below). This document is published and shall be construed in accordance with the provisions of the Information Technology (reasonable security practices and procedures and sensitive personal data of information) rules, 2011 under Information Technology Act, 2000; that require publishing of the Privacy Policy for collection, use, storage and transfer of sensitive personal data or information.
Please read this Privacy Policy carefully by using the Website, you indicate that you understand, agree and
consent to this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use this Website.

By providing us your Information or by making use of the facilities provided by the Website, You hereby consent to the collection, storage, processing and transfer of any or all of Your Personal Information and Non-Personal Information by us as specified under this Privacy Policy. You further agree that such collection, use, storage and transfer of Your Information shall not cause any loss or wrongful gain to you or any other person.


To avail certain services on our Websites, users are required to provide certain information for the registration process namely: – a) your name, b) email address, c) sex, d) age, e) PIN code, f) credit card or debit card details g) medical records and history h) sexual orientation, i) biometric information, j) password etc., and / or your occupation, interests, and the like. The Information as supplied by the users enables us to improve our sites and provide you the most user-friendly experience. All required information is service dependent and we may use the above said user information to, maintain, protect, and improve its services (including advertising services) and for developing new services Such information will not be considered as sensitive if it is freely available and accessible in the public domain or is furnished under the Right to Information Act, 2005 or any other law for the time being in force.

All required information is service dependent and we may use the above said user information to, maintain, protect, and improve its services (including advertising services) and for developing new services

Such information will not be considered as sensitive if it is freely available and accessible in the public domain or is furnished under the Right to Information Act, 2005 or any other law for the time being in force.

To improve the responsiveness of the sites for our users, we may use “cookies”, or similar electronic tools to collect information to assign each visitor a unique, random number as a User Identification (User ID) to understand the user’s individual interests using the Identified Computer. Unless you voluntarily identify yourself (through registration, for example), we will have no way of knowing who you are, even if we assign a cookie to your computer. The only personal information a cookie can contain is information you supply (an example of this is when you ask for our Personalised Horoscope). A cookie cannot read data off your hard drive. Our advertisers may also assign their own cookies to your browser (if you click on their ads), a process that we do not control. 

Our web servers automatically collect limited information about your computer’s connection to the Internet, including your IP address, when you visit our site. (Your IP address is a number that lets computers attached to the Internet know where to send you data — such as the web pages you view.) Your IP address does not identify you personally. We use this information to deliver our web pages to you upon request, to tailor our site to the interests of our users, to measure traffic within our site and let advertisers know the geographic locations from where our visitors come. 

Our policy discloses the privacy practices for our own web site only. Our site provides links to other websites also that are beyond our control. We shall in no way be responsible in way for your use of such sites.

We shares the sensitive personal information to any third party without obtaining the prior consent of the user in the following limited circumstances:

(a) When it is requested or required by law or by any court or governmental agency or authority to disclose, for the purpose of verification of identity, or for the prevention, detection, investigation including cyber incidents, or for prosecution and punishment of offences. These disclosures are made in good faith and belief that such disclosure is reasonably necessary for enforcing these Terms; for complying with the applicable laws and regulations. 

(b) We proposes to share such information within its group companies and officers and employees of such group companies for the purpose of processing personal information on its behalf. We also ensure that these recipients of such information agree to process such information based on our instructions and in compliance with this Privacy Policy and any other appropriate confidentiality and security measures.

We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where we store personal data.

All information gathered on our Website is securely stored within our controlled database. The database is stored on servers secured behind a firewall; access to the servers is password-protected and is strictly limited. However, as effective as our security measures are, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information you supply will not be intercepted while being transmitted to us over the Internet. And, of course, any information you include in a posting to the discussion areas is available to anyone with Internet access. 

However the internet is an ever evolving medium. We may change our Privacy Policy from time to time to incorporate necessary future changes. Of course, our use of any information we gather will always be consistent with the policy under which the information was collected, regardless of what the new policy may be. 

Grievance Redressal
Redressal Mechanism: Any complaints, abuse or concerns with regards to content and or comment or breach of these terms shall be immediately informed to the designated Grievance Officer as mentioned below via in writing or through email signed with the electronic signature to (“Grievance Officer”). 

Mr. …………………………. (Grievance Officer)
Company Name & Address    


CSCSONLINE ആപ്പ് ലിങ്ക്

സെൻട്രൽ സർവ്വീസസ് കോ ഓപ്പറേറ്റിവ് സൊസൈറ്റിയുടെ മൊബൈല്‍ ബാങ്കിംഗ് ആപ്ലിക്കേഷന്‍ CSCSONLINE അപ്ഡേറ്റ് ചെയ്തിരിക്കുന്നു. ലോണ്‍ ഇന്‍സ്റ്റാള്‍മെന്റ് റീ പെയ്മെന്റ് ഓപ്ഷന്‍ ഉൾപ്പെടെ ഉള്ളതാണ് പുതിയ അപ്‌ഡേഷൻ.

ഗൂഗിൾ പ്ലേ സ്റ്റോറിൽ നിന്നും cscsonline എന്ന് സെർച്ച് ചെയ്താൽ ആപ്പ് ലഭിയ്ക്കുന്നതാണ്.

ആപ്പ് ലിങ്ക്

സൊസൈറ്റിയിലെ SB അക്കൗണ്ടിൽ നിന്നും നേരിട്ട് ലോൺ monthly instalment അടയ്ക്കാവുന്നതാണ്. A/c summery യിൽ ഓരോ loan വിഭാഗത്തിലും കൊടുത്തിരിക്കുന്ന pay എന്ന ഓപ്‌ഷൻ ക്ലിക് ചെയ്ത ശേഷം വരുന്ന പേജിൽ pay custom amount ക്ലിക് ചെയ്യുക. അതിൽ കാണിയ്ക്കുന്ന , ആ ദിവസം വരെയുള്ള interest തുകയ്ക്കൊപ്പം principal തുക കൂടി ചേർത്ത് ലോണുകളുടെ ഇൻസ്റ്റാൾമെന്റ് തുക അടയ്ക്കാവുന്നതാണ്

Awards & Aachievements

      First place in Long Jump, 38th National
1 Sri. VINU.K.R CODE 4351; CSL Masters AthleticsChampionship 2017, 
      First Place in Pole Vault,  National Masters 
2 Sri. SIJAR.M.B Code 3467, CSL AthleticsChampionship 2017, 
      Second place in Triple Jump, 4X400 Mts; and
3 Smt. SOBHANAKUMARI Code 2558, CSL 4X100 Mts (Relay), 38th  National Masters 
      AthleticsChampionship 2017, Hyderabad
      III Place in Hammer throw, Masters 
4 Sri. MURUKAN.A.M. Code No. 3725, CSL AthleticsChampionship 2017, 
      First Place in Pole Vault, Masters Athletic
5 Sri.GREGORIOSE.P.V Code No. 2714, CSL Championship, II place in National Masters
      Athletic Championship 2017
      II Place in 1500M race; 
6 Sri. LAKSHMANAN.A Code 2532, CSL in  Masters Athletic Championship 2017
      First place in  Carrom Board
7 Sri. RAJASARAVANAN.K.R. CIFT ICAR Inter Zonal Sports Meet
      First Place in 400M race; II Place in 1500M
8 Sri. ANILKUMAR.A.K Income Tax Office Race; at All India Central revenue sports
      Meet 2017, Mumbai
      First Place in Discus Throw – Men
9 Sri. JACKSON.C.J Code 3882, CSL 36th Masters Athletics Championship 2017
    S/o. Smt. Rani Jose Silver Medul in the 2017 National
10 Master. SONET JOSE P.H.O JU-JITSU Championship, at New Delhi
    S/o. Sri. Rajasaravanan Runner up in the Sub Junior Boys
11 Master. SANUS RAJAN.K.R C I  F T singles, 33rd Kerala State Carrom
      Championship 2017
    D/o. Smt.Hemalatha First position in Recitation (English)
12 Kum. SHWETA JAYARAM Jayaram, CBSE Regional Kalotsav 2016
    Income tax Office  
    D/o.Vincent Joseph.K “A” Grade in Nadanpattu, 57th Kerala School
13 Kum. ANNRIA VINCENT.K CIFNET Kalolsavam 2016-17
    D/o. Jayadev.T.R First place with A Grade in Working Model
14 Kum. VANI.T.J CSL Mathematics Fair, Kerala School
      Sasthrolsavam 2017
    S/o. Thanky.V.V First position in Kendriya Vidyalaya Regional
15 Mast. ALBIN.P.MARKOSE Tea Board Level Science Exhibition 2017
    D/o. Vinod.K Rashtrapathi Puraskar –
16 Kum. PARVATHY.V.NAIR All India Radio  Bharath Scouts & Guides


                             MANIKKATH ROAD, RAVIPURAM, KOCHI – 16    
                        AWARD FOR THE YEAR 2017    
C B S E – 10 TH  SECTION      
1 Mast. ASHWIN.A.R S/o Anil Kumar.V K.V. 12955
2 Mast. ALAN THOMAS JACOB S/o. Shanly Thomas CIFNET 10781
3 Mast. AKSHAY B RAJ S/o. Baburaj.P.P CDR 12669
4 Kum. ANNA SHAJEE D/o. Shajee.M.Ealias ITO 9374
5 Kum. AATHIRA S.GEORGE D/o. Stency George K.V 12555
6 Mast. GEORGE SHIBU MYALIL S/o. Shibu John RPO 8622 &
                      & Ani Shibu   8623
7 Kum. HRISHIKA JAYARAM D/o. Jayaram.S CSL 7046
8 Kum. HANNA V. SLEEBA D/o. Biji Kuriakose K.V 11363
9 Kum. JYOTHIMA.J.A D/o. Jayaprakash.V.R CSL 6404
10 Mast. JOSEPH JAISON S/o. Jaison K Paul ITO 13828
12 Kum. MALAVIKA PRASAD D/o. Prasad.T CBI 11554
13 Kum. MEGHA MENON.K D/o. P.Krishnakumar CIFNET 11397
14 Kum. MALAVIKA ANOOP D/o. Anoop B Kumar CSL 12792
15 Kum. NAVYA.M D/o. Ambikamol.M.P RPO 9660
16 Mast. NIRANJAN.S S/o. Nisha Sivadas ITO 5747
17 Kum. PARVATHY V NAIR D/o. Vinod.K AIR 12900
18 Kum. RESHMA S NATH D/o. Sasindranath.K ITO 10055
19 Kum. SHWETHA JAYARAM D/o. Hemalath Jayaram ITO 9285
20 Kum. SHREYA N POTTI D/o. Narayanan Potti.R CSL 6802
21 Mast. VIVEK B MALIKAYIL S/o. M.V.Baiju CIFT 7886
22 Kum. VIDYA.V D/o. Viswanathan.C.K CSL 6657
S S L C  – STATE      
2 Kum. ATHULYA RAJ.M D/o. K.Madanarajan FSI 12938
3 Kum. NANCY.P.S D/o. Shaju.P.P CSL 12423
4 Mast. JINSON CHACKO S/o. Joycy Chacko C D B 10828
5 Kum.NEESHAL CLEMENTINA  D/o. Xavier.C.C C S L 12125
C B S E – 12 TH SECTION      
1 Mast. ASWIN.G S/o. Ganesan.T.V CSL 7854
2 Miss. MALAVIKA RAJEEV D/o. Rajeev.K. CSL 13515
3 Mast. VYSAKH.P.A S/o. P.P.Anilkumar CIFT 10917
4 Mast. VISHNU B MALIKAYIL S/o. M.V.Baiju CIFT 7886
5 Miss. ANU JOSEPH D/o. Regimol Sebastian KV II 9535
6 Miss. ALEENA JERALD D/o. Jerald Manuel NIFPHATT 6683
1 Kum. SONA ALIAS D/o. T.V. Alias CSCS  
2 Mast. VIGNESH.J S/o. Jagadeesh.B Acda(Qae) 12569
3 Kum. FAIZA.N D/o. K.A.Nesar ITO 11518
4 Mast. ROHIT PRAKASH S/o. Prakasan.P.V. CSL 7044
C B S E – 10 TH (SC/ST SECTION)      
1 Kum. RIZWANA DILSHAD.M.V D/o. Mohammed Dilshad LDCL 11982
S S L C SC/ST      
1 Mast. SARANG.R.N S/o. Rajan.A CSEZ 13445
1 Kum. GANGA.V.SATHEESAN D/o. V.K.Satheshbabu ITO 11668
C B S E – 12 TH (SC/ST SECTION)      
1 Kum. SIJI.T.SHAJI D/o. T.N.Shaji CIFT 7278
M  Sc        
1 Miss. ANJANA.S D/o. Sukumaran.T CAT 8083
 B Tech DEGREE      
1 Miss. ANJALI AJAYAKUMAR D/o Prasanna Gopalan.A ITO 9457
2 Miss. ANJANA ASOKAN D/o. Asokan.P.K CSL 6401
3 Mr. ANIS JAYARAM S/o. Jayaram.S CSL 7046